Owner Financing Made Simple
We believe everyone deserves the opportunity to own land. That's why we offer flexible owner financing with no banks and no credit checks.
How It Works
Choose Your Property
Browse our available properties and find the perfect piece of land for you.
Make a Down Payment
Put down as little as 10% to secure your property. We work with your budget.
Monthly Payments
Make affordable monthly payments directly to us. No banks involved.
Own Your Land
Once paid off, the land is yours free and clear. It's that simple.
Benefits of Owner Financing
No Credit Check Required
Your credit score doesn't matter to us. We believe in giving everyone a fair chance at land ownership.
Quick Approval Process
No lengthy bank applications or waiting periods. Get approved and start your land ownership journey right away.
Low Down Payments
Flexible down payment options that work for you. We make land ownership affordable and accessible.
No Prepayment Penalties
Pay off your land early without any penalties. We encourage you to become a landowner as quickly as possible.
Simple Contracts
No confusing paperwork or hidden fees. Our contracts are straightforward and easy to understand.
Personal Service
Work directly with us, not a faceless corporation. We're here to answer your questions and help you succeed.
Calculate Your Payment
Use our payment calculator to see exactly what your monthly payments would be. Adjust the values to find a payment that fits your budget.
Example Payment Breakdown:
- $30,000 property with $3,000 down = ~$356/month
- $50,000 property with $5,000 down = ~$594/month
- $75,000 property with $7,500 down = ~$891/month
* Based on 9.9% interest rate and 10-year term. Use the calculator for exact amounts.
Owner Financing Available
Estimated Monthly Payment
$0
Interest Rate
9.90%
Total Payment
$0
Total Interest
$0
Payments based on longer amortization, with remaining balance due at balloon date
Financing Disclosure
* This calculator provides estimates only. Final terms will be provided in your financing agreement prior to signing. The interest rate shown does not include closing costs or fees. Your actual Annual Percentage Rate (APR) may be higher if additional charges apply. APR will be disclosed in your financing agreement. Property taxes and insurance are not included and are the buyer's responsibility.
Frequently Asked Questions
Do I need good credit to qualify?
No! We do not run credit checks. Owner financing is designed to help those who may not qualify for traditional bank loans.
What happens if I miss a payment?
We understand life happens. Contact us if you're having trouble making a payment, and we'll work with you to find a solution.
Can I pay off my land early?
Absolutely! There are no prepayment penalties. You can pay off your land whenever you want without any extra fees.
When do I receive the deed?
Once you complete all payments, we'll transfer the deed to you. The land becomes 100% yours, free and clear.
Can I build on the property while making payments?
In most cases, yes! You can typically use the land for recreational purposes, camping, and even building. Check the specific property details for any restrictions.
Ready to Get Started?
Browse our available properties and find your perfect piece of land. With our flexible owner financing, land ownership is within reach.
Browse Properties